A transaction matching engine built for accounting.

A transaction matching engine built for accounting.

Compare bank, PSP or payroll records with your ERP, or match two files. Stacks uses AI to identify matching transactions and separate the items that need attention, so your team can review the results and resolve what is missing.

Compare bank, PSP or payroll records with your ERP, or match two files. Stacks uses AI to identify matching transactions and separate the items that need attention, so your team can review the results and resolve what is missing.

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Spend less time comparing lines

Let Stacks compare the transactions across your two sources, instead of rebuilding lookups and checking each line by hand.

See what still needs attention

Review suggested matches and work through the unmatched records, with both sides of the comparison in view.

Keep open items in the process

Carry genuine timing differences into the next period and download a report of matched and unmatched transactions.

From two sets of records to the differences that matter

Bring both sides into one comparison

Select an ERP account and compare it with an available bank feed or an uploaded file. Or compare two files, such as a payroll report and ledger export.

ERP source selector with NetSuite, SAP S/4HANA and Microsoft Business Central logos, plus the bank-feed state received through the ERP.

Bring both sides into one comparison

Select an ERP account and compare it with an available bank feed or an uploaded file. Or compare two files, such as a payroll report and ledger export.

ERP source selector with NetSuite, SAP S/4HANA and Microsoft Business Central logos, plus the bank-feed state received through the ERP.

Bring both sides into one comparison

Select an ERP account and compare it with an available bank feed or an uploaded file. Or compare two files, such as a payroll report and ledger export.

ERP source selector with NetSuite, SAP S/4HANA and Microsoft Business Central logos, plus the bank-feed state received through the ERP.

Match individual transactions and grouped amounts

Stacks compares amounts, dates and descriptions to identify matches, including one payment covering several records. Review suggestions side by side, accept the ones you agree with and unmatch any that need another look.

One €4,800 payment matched against three payroll records of €1,600, with the real Accept and Unmatch actions.

Match individual transactions and grouped amounts

Stacks compares amounts, dates and descriptions to identify matches, including one payment covering several records. Review suggestions side by side, accept the ones you agree with and unmatch any that need another look.

One €4,800 payment matched against three payroll records of €1,600, with the real Accept and Unmatch actions.

Match individual transactions and grouped amounts

Stacks compares amounts, dates and descriptions to identify matches, including one payment covering several records. Review suggestions side by side, accept the ones you agree with and unmatch any that need another look.

One €4,800 payment matched against three payroll records of €1,600, with the real Accept and Unmatch actions.

Create missing entries without leaving Stacks

Use Quick add in bank matching to prepare a missing journal. Choose the debit and credit accounts, confirm the date and amount, then create the record in your connected ERP.

Native Quick add form for the missing €24 bank charge, including accounts, date, amount and Create new record.

Create missing entries without leaving Stacks

Use Quick add in bank matching to prepare a missing journal. Choose the debit and credit accounts, confirm the date and amount, then create the record in your connected ERP.

Native Quick add form for the missing €24 bank charge, including accounts, date, amount and Create new record.

Create missing entries without leaving Stacks

Use Quick add in bank matching to prepare a missing journal. Choose the debit and credit accounts, confirm the date and amount, then create the record in your connected ERP.

Native Quick add form for the missing €24 bank charge, including accounts, date, amount and Create new record.

Carry timing differences into the next period

Mark transactions that belong in a later reconciliation as reconciling items. Bring them into the next period with their original dates, so unresolved differences stay visible until they are matched.

Reconciling Items with an original transaction date and the previous reconciliation as the source.

Carry timing differences into the next period

Mark transactions that belong in a later reconciliation as reconciling items. Bring them into the next period with their original dates, so unresolved differences stay visible until they are matched.

Reconciling Items with an original transaction date and the previous reconciliation as the source.

Carry timing differences into the next period

Mark transactions that belong in a later reconciliation as reconciling items. Bring them into the next period with their original dates, so unresolved differences stay visible until they are matched.

Reconciling Items with an original transaction date and the previous reconciliation as the source.

A matching engine built by Stacks, for accounting.

Our engine combines machine learning with amount, date and reference checks to identify transactions that belong together, even when descriptions differ or one payment covers several records. Your team reviews the proposed matches.

The Stacks matching engine compares description, amount, date and reference to propose a match between a bank transaction and an ERP record.
The Stacks matching engine compares description, amount, date and reference to propose a match between a bank transaction and an ERP record.

A clear path from source records to reviewed results

Choose your sources

Select the period and the ERP account or files you want to compare. Include reconciling items from an earlier period where needed.

Run the matching

Stacks compares the records and separates processed matches from the transactions left to resolve.

Review and resolve

Accept or unmatch suggestions, match remaining records manually, prepare missing entries or mark timing differences to carry forward.

Keep the result

Download the matching report to review or share the matched and unmatched transactions.

Less spreadsheet work between the source data and the ledger

Work

Manual workflow

With Stacks

Manual workflow

With Stacks

Comparing sources

Export both sides and rebuild spreadsheet lookups

Compare a source file with ERP records, or compare two files

Comparing sources

Export both sides and rebuild spreadsheet lookups

Compare a source file with ERP records, or compare two files

Grouped transactions

Find the lines that make up a payment by hand

Review individual and grouped matches side by side

Grouped transactions

Find the lines that make up a payment by hand

Review individual and grouped matches side by side

Missing records

Copy unmatched lines into a posting spreadsheet

Prepare missing journals with Quick add in bank matching

Missing records

Copy unmatched lines into a posting spreadsheet

Prepare missing journals with Quick add in bank matching

Timing differences

Maintain a separate list of items for next month

Carry reconciling items into the next period with their original dates

Timing differences

Maintain a separate list of items for next month

Carry reconciling items into the next period with their original dates

Reviewing the result

Assemble a separate matched and unmatched report

Download the report from the matching workflow

Reviewing the result

Assemble a separate matched and unmatched report

Download the report from the matching workflow

Built for the precision accounting demands.

Keep your accounting work in a workspace with defined permissions and controls. Explore Stacks’ security practices and certifications in our Trust Center.

Explore our Trust Center

SOC II TYPE II

Independently audited controls for security, availability, and confidentiality, validated continuously.

SOC II TYPE II

Independently audited controls for security, availability, and confidentiality, validated continuously.

ISO 27001:2022

Certified information security management aligned with the global enterprise standard.

ISO 27001:2022

Certified information security management aligned with the global enterprise standard.

GDPR COMPLIANT

Privacy by design, with EU data handling, data processing agreements, and full subject access request support.

GDPR COMPLIANT

Privacy by design, with EU data handling, data processing agreements, and full subject access request support.

SOX-READY CONTROLS

Full audit trail, enforced segregation of duties, and role-based approvals across every workflow.

SOX-READY CONTROLS

Full audit trail, enforced segregation of duties, and role-based approvals across every workflow.

SAML-BASED SSO

Integration with your existing identity provider, so access control stays within your IT governance framework.

SAML-BASED SSO

Integration with your existing identity provider, so access control stays within your IT governance framework.

TRUST CENTER

Visit our full Trust Center at trust.stacks.ai.

TRUST CENTER

Visit our full Trust Center at trust.stacks.ai.

Bring your source records and ERP data together.

Pull records from your connected ERP and compare them with the files your finance systems produce. Use file-to-file matching when both sources are exports.

Explore integrations

ERP

SPREADSHEETS

BI SOLUTIONS

DATA LAKES

FILE STORAGE

CUSTOM INTEGRATIONS

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Workspace Agents

Configure agents for recurring accounting work that follows your team’s process and working-paper format.

See how Stacks would match your transactions.

Bring a source file and a sample of the records you compare it with. We’ll walk through the matches, the open items and the steps your team would take next.

BOOK A DEMO